Intelligence Reports
Quettor's official synthesis of every important behavioural change detected across a vertical — Signals, Patterns and Insights, brought together in one editorial document. Only for Members.
Q3 2026 · Quarterly Intelligence Report
- Restaurant loyalty after points: personalization rises, but the replacement model is unsettled
Foodservice & Hospitality · Q3 2026
FREERestaurant operators are reported moving retention spend away from points and stamp mechanics toward personalized, low-friction models.
View report → - Telehealth settles in: a durable first line for minor and mental health needs, not a replacement for the clinic
Health & Wellness · Q3 2026
FREETelehealth is consolidating into a durable but bounded role: first contact for minor, low-acuity concerns and a recurring channel for mental health.
View report → - When the discount becomes the warning: promotion skepticism reshapes the retail price lever
Retail & Commerce · Q3 2026
FREEEarly evidence suggests deep or urgent promotions are starting to read as a quality and intent warning rather than a pure value signal.
View report → - Installment credit is becoming household cash-flow plumbing — and spending visibility is thinning with it
Banking, Payments & Fintech · Q3 2026
FREEBuy-now-pay-later is being reported on groceries and utilities, not just discretionary goods, with late payments reportedly rising for a second year.
View report →
Previous research
Earlier vertical Intelligence Reports and quarterly briefs.